I am waiting to see what the grand total of over draft fee's is gonna be. Moral of the story? All rights reserved. This may be in the paperwork we signed but we were not aware. Why is always the credit union or banks fault for overdrafting the account? Hundreds of dollars of $35 fees for small ticket items. No phone call, no email. Next day they refunded my money. Instead, you are stuck with three. I filed a police report for check fraud against the lady. When I called regions the person I spoke to said it was my responsibility to pay it off because ultimately I am responsible for what I deposit in my account?!!! Do you know how much money this bank has made from us poor people? Then make sure you don't vote for some ### who's gonna give them a bailout. I've had several other Banks and I will return to one of the past Banks regions is the worst experience I've ever had with a bank. Learn how Regions Bank is rated and compare its account fees, customer reviews, and latest bank accounts interest rates. I am changing to another bank in the fall of 2011. We have filed a complaint with the Florida Office of Financial Regulation (www.flofr.com) accusing Regions Bank with unfair business practices. Regions Bank (RF) will pay a $7.5 million fine for improperly charging overdraft fees to hundreds of thousands of customers, a federal regulator … I am going to close down the account specifically because of my experience today. Hello:Hello: I do not understand why you people let the banks do this to you, don't you have any back bone??? He then said there is no way that transaction on the debit card was pending on Saturday still, REGIONS does not clear it after a deposit has been made, BULLSH*T!! Find a money box, walmart or some other store that sells money orders (Not the post office they charge a buck plus for theirs) spend 60 cents on a money order and avoid giving the bank your hard earned cash. Louisiana Regions Problems caused by my funds being low complaint: I have been charged multiple overdraft fees to an account I have at Regions bank despite being opted out of overdraft coverage and being told any transactions would be declined instead of allowing the account Banks Complaints 1 Min Read . Regions Bank has yet again charged my account an overdraft fee of $36. I'll bet you $100 to a $1 that they give the money back, its all about money. Many Regions Bank customers have complained about being charged overdraft fees. One person who transferred me said "oh, im sorry. Banks Complaints Bank Of America Complaint: Predatory Overdraft Fees. The bank flips order to charge fees. (Client Services / Business & Commercial), No good customer service. Exact same thing happened to my husbands and my account this weekend. 4 gave the money back right away. This has happened before and I have went to the bank and went through the verification process. I have begged and pleaded to get the paperwork sent to me with tracking. If this is the way Regions operates you can count me out. I have been sitting on hold with various departs for over an hour. I dont even know anyone in Chicago or anyone whose black!! Texas Regional Bank does not reimburse out-of-network ATM fees, meaning you'll have to locate a Texas Regional Bank ATM or eat the fee. Their ads are right that you can EXPECT MORE they just failed to tell you it was more FEES. CANCEL THIS FEATURE ASAP! Funny thing is, that regions has yet to hit up our account with the fee's, I refuse to use my checkcard or touch this account until they put the fee's on there. Sen. Cory Booker and Sherrod Brown sent letters to 15 U.S. banks on Friday, urging each one to stop charging overdraft and non-sufficient funds fees … I have had to many problems with this Do not business with region bank this bank steal all your money in overdraw fees, they took $300 from my account in overdraw fees, saying my charges were on hold, so when my charges came through I didn't have no funds, because they took all in overdraw fee, this bank is a thief do not do business with them, they will steal all your money in fees. BOTH of these overdrew my account with REGIONS BANK which then caused an avalanche of overdraft fees (4) totalling $140.00! Monday at 3:00PM I went to O'riellys auto parts and bought a brake caliper and rotor for my car (which was up on a jack disassembled). They also charge for depositing cash. 8/5/2009 PU OREILLY AUTO PA PND ($146.26) ($407.97) I live in Wilmington N.C. and had some damage during the hurricane in the fall. Dated between 2019-11-29 and 2011-12-02. I do hope your claim is resolved soon. FT WAYNE, INDIANA — I had an account with Regions notified me several times that the government made them stop honoring debit card transactions when there is insufficient funds. If you had money in the account this wouldn't have happened. However, the bank charged both types of fees for the product. 3 mortgages, care loan, 3 checking accounts, and multiple savings accounts. We are beyond frustrated and see right through their business practices. Share. Not bad, but could've been way better. I have gone through great strides to continue to be a part of your bank for as many years I have been. Explain this to me!! Bottom line the banks just should do there jobs, store money and loan money when needed, there is no justification for a 35 dollar intrest on a few days loan, then i won't even start about the fact that you have to pay a fee per transaction couse everyone with common sence would figure out the amounth of the fee should be a x% of the money you have overdrawn for that certain time. Debit Balance Fortunately, I have other cards and will be required to switch to them. On Monday my Husband Deposited $1000 cash into our account but it did not go in till Wednesday Morning. Regions bank is preying on low and middle income families that live paycheck to paycheck in order to make up for the downturn in the economy. I made another call today, and was told "we just got the information last week and will be processing it. It is an excessive fee. Branch Manger (Cathy Hopkins), and to the collections department, I was finally told on 01/07/10, by Mr. Pittman, Branch Manager for Regions Bank, that the bank will only refund $66.00. The 15 worst banks for consumer complaints — and how to find a gem. Regions Financial reviews first appeared on Complaints Board on Jan 14, 2008. Hi. An analysis of new government data by U.S. PIRG Education Fund found that big banks made $8.4 Billion in overdraft fee income in the first three quarters of 2016, up nearly 4% from the same period in 2015. I need a replacement credit card and have been trying 2 days to get someone on the phone. I just received another check that Zelle sent out in my name to someone black who lives in Chicago. After three (3) months of challenging the ($335.00) overdraft fees, talking to several individuals from (Jeremy) the person who opened the account, to the Asst. Nobody else has my info. These banks reported over $2.4 billion in overdraft fee revenue for the first half of 2015. Banks Complaints Chase Bank Complaint: Complaint On Overdraft Fee. Later, I called Region's corporate office regarding this compliant seeking answers. I suppose I can cancel this card since customer service seems to be to difficult to maintain. In addition to the overdraft fees, the Bureau alleged that Regions deceived customers by claiming that one of its deposit advance products—known as Regions Ready Advance—did not charge overdraft or nonsufficient fund fees. She put in a claim a got my money back and gave me a different card number. Specifically, I have tried for most of my morning to address this again. It is an adjustment that the banks are taking advantage of, and the government called them on. That's stealing. However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. Then the item that caused the overdraft will disappear. § 205.17, under the Electronic Funds Transfer Act (“EFTA”); and/or (5) damages arising from TD Bank’s illegal practice of assessing its checking and money market account customers a purported “sustained” overdraft fee in violation of the National Bank Act, 12 U.S.C. I received and email saying Thank you for signing up for Zelle. Easy enough. I have no idea who Zelle is but they let someone sign up using my name and add their own name to the Zelle account they just opened. I have an 800+ credit score. I'm just saying, you gotta fight with your money, the less the banks have of it, the more desperate they become. I feel no gratitude for that today. The practice I detailed above is predatory and discriminates against those with poor credit and low income. I have even contacted the customer that wrote the check and everything has been pulled from his account and yet I have none of it. 08/03/2009 CHK CRD LJS #23349 CLR $7.72 $80.44 Investigation and potential class action lawsuit against Regions Bank for allegedly wrongfully charging overdraft fees and other types of bank fees to its customers. They are always charging me overdraft fees when I have the money in the bank. There are other rules to avoid the monthly charge but I figure if I simply transfer money to and from my paypal account, I can avoid that. 08/04/2009 OD FEE NSF OD FEE CLR $105.00 ($261.71) According to the CFPB consent order , Alabama-based Regions Bank violated a 2010 rule that prohibits banks and credit unions from charging overdraft fees … Wrong!! Though the fee will vary from bank to bank, here are overdraft fees from a few of the most popular banks as of March 2020: BANK: OVERDRAFT FEE: Chase: $34: Bank of America: $35: Wells Fargo: $35: US Bank: $36: PNC Bank… Besides just not spending money you don’t have, you can avoid the overdraft fees by signing up for overdraft protection. You see this and go to the bank asap to put in money or move it directly on line from another account in the same bank. Quit using money that doesn't exist. My wife and I opened savings account for my son 5-6 years ago. They don't pay us interest, they charge us outrageous interest rates on loans, and that's even if they'll give us a loan at all. One I had to file a suit. Thankfully we had money in savings to cover the repairs. American banks are very tough on their customers. Happens all the time with all banks. So I called the Jonesboro branch and was told there was nothing they could do since it wasn't a bank error. 10 years ago banks charged $5 per item and ran things through chronologically when they received the transaction. Ten banks account for 67 percent of reported overdraft/NSF revenue. Please i advise everyone do not do business with region bank, this bank steal your money in over draw fees, they took $300 from my account in over draw fee, saying i did not have funds to cover my charges, they say my charges were pending so when my charges came through they was no money to cover them, because they took my whole check in over draw fees, this bank a thief in your face . Regions Bank is all about ripping you off. Any transactions will go through and any fees will be waived due to their end not being held up. This is the second time this has been done. I had no idea they were going to take it back or why it was reversed. But I find very strange and unusual activity going on within the ranks of accounts. By clicking Submit you are agreeing to the Complaints Board’s Terms and Conditions. This is a small amount but this is about the principle of the matter. @Hutch_man01 The banks allow you to do this — but for a fee. Those fees can be as … It is tantamount to theft. This account is primarily used for bills and other small transaction so it never keeps a high balance. Huh, what's that, what about paying your mortgage and other bills? How to claim back bank charges Money Saving Expert step-by-step guide. When the insurance company finally sent the insurance check, it was co-issued to me and RF. Their attorney called me and said you can't win this, I said I don't care, they have to pay you to keeo me from winning it. I filed a complaint with the BBB for this and another issue. Why should I continue this relationship further? In U.S: $2.50 Regions is the worst bank ever and if you have an account their dont trust regions and hide your money in a wall. The card will be refused. 08/04/2009 CHK CRD HARDEE S #12 1 CLR $4.24 ($150.60) If you Fraud department is so consumed, hire more people or address the amt of fraud capabilities. Resolved Regions Bank — account theft My bank, Regions, charged me 140 dollars of NSF fees 10/19, for overdrawn items, that weren't overdrawn. Something has to give. Buy a fire proof safe, bolt it to the floor and store your money in there, at least you'll know when your out of money in real time. Overdraft fees are a major source of consumer pain, since they are borne disproportionately by Americans with few financial resources. Bob, We’re requiring Regions Bank to fully refund all affected consumers – hundreds of thousands of consumers have already been refunded $49 million in fees. Overdraft fees are “protections” that banks put in place to ensure you can still make a purchase if your account dips below zero. Did the bank take money out of your account and make you go negative? This company does respond, but not as often as you'd expect them to. Regions Bank using Overdraft Limit feature to rip you off. – Today the Consumer Financial Protection Bureau (CFPB) took action against Regions Bank for charging overdraft fees to consumers who had not opted-in for overdraft coverage. I feel like I am talking to someone who is just filling out a form. Regions Bank Complaint Review: Regions Bank Still charging 35.00 for overdraft charges, even when opt out confirmed! Regions Financial Corporation is a bank holding company headquartered in the Regions Center in Birmingham, Alabama. How the heck is this my fault when it cleared. I have never even written a check and I'm left handed and its clearly not even close to my signature!!! Excessive bank overdraft fees lawsuits have been filed and/or settled against a variety of banks, including Wells Fargo, Bank of America, M&T Bank, HSBC, UMB Bank and Wachovia. Regions Bank is using what they claim is a consumer feature called a 'Overdraft Limit' that pays incoming charges no matter your account balance. I went to the local branch 06/15/20 and explained to mallorie smith id# 288f4 regions banker, she was very professional and understanding. They were sued before for doing the same thing now they are doing it again. Since the beginning of 2015, all banks greater than $1 Billion in assets have been required to report fee data quarterly and are included in the study. My paycheck gets automatically deposited into this account. Fortunately, I had the resources to start repairs on my house well before the insurance claim was even settled. Complaints have also alleged that banks manipulate the order of a customer's transactions in order to make them incur the maximum number of overdraft fees, thereby further increasing the bank's profits. It's just not right to do that. Banks Complaints PNC Bank Complaint: Overdraft Fees. I did not revoke my right as an owner of the account. All rights reserved. If I can keep one person from dealing with this bank. Instead, customers say more and more frequently, such purchases are being approved and the customers are left with hefty overdraft fees. The bank will have in pending something that will be taken from your account. But somehow my bank account is still being depleted. §§ 85-86. If Regions Bank would have posted the debits in order in which they actually occurred, you only would have incurred one overdraft fee. In U.S.: $2.50 Outside U.S.: $5. It is the persons resonbility to have the $ in the account before ANY purchase is made regarless which items the bank posts first. I have just a few years left on my mortgage. Their method for applying debits and credits to my account are not transparent. My husband and I both came into a branch and opened this business account in 2002. The credit union will post a item and state I don’t have enough money in credit union to cover it then they will take overdraft fees out of my account. Why do we even use banks anyway? Debit means take my money out at the time not hold anything. I have sent 5 letters to banks in my lifetime. 08/03/2009 CHK CRD HARDEE S #3 1 CLR $15.35 $97.16 Recently, two companies double dipped into my account, credited me and I saw the credit as 'pending' the same time as a deposit of money that was going into my account. Also asked if I could pay for the package to be expressed and the answer is always "NO". That problem is solved with a click" then I lost the connection. 10/10 still no funds available I have $150 in fees that have occurred that they will not do anything about I've talked to them 3 times today and they keep saying funds will be available soon they are not doing anything to help this situation checks are bouncing and my fees keep racking up. I have banked with Regions sense 2002, sense January 2011 my account has been overdrawn more times than I could think of and I couldn't figure out how, so I purposely kept a low balance to find out what was happening, and I found out, they are SCAMMING people and lying stating "THERE'S NO WAY REGIONS WOULD DO THAT" yeah right, all Regions customers "BEWARE" they are scamming millions of dollars from their customers who help to build them!!! REGIONS FINANCIAL CORPORATION Consumer Complaints. Avoid Regions Bank like the plague! When Regions pays an overdraft, it charges customers a $36 fee. I have filed a police report and I am really sad to see my relationship likely end this way with regions bank. Its ridiculous. Fees at Regions Bank and Other Banks: Fee: Regions Bank: Bank of America: Chase: Citibank: U.S. Bank: Wells Fargo: Monthly Maintenance: Up to $18: Up to $25: Up to $25: Up to $30: Up to $24.95: Up to $30: Out-of-Network ATM Withdrawal: In U.S.: $3 Outside U.S.: $5. I sold some items on Postmark a couple of weeks ago and the girl that I spoke to through both phone and email was sincere and personal. Send them a letter and tell them if the fees aren't refunded you are going to file a law suit. 4pm funds were still not available I called my banker and he said the manager is on vacation so it will be 10/9 and the funds would be available. Can you believe that? The latest review Annual administration financial Louisiana special needs accommodations check books increase salaries was posted on Mar 14, 2021. This is my valued work time, and I need this problem to be solved prior to a national holiday set to happen on the next business day. Instead of having your debit card declined or the purchase canceled, your bank will … Some banks don't charge NSF if it's under $25. I live paycheck to paycheck and these people are ripping me off. Consumer complaints and reviews about Regions Bank Houston, Texas. Find out if it's worth opening up an account with this bank. We take our deposits in to the bank on almost a daily... On december 16 the and 17 th there were four 125.00$ amounts removed from my checking account after using my... A check I deposited in my business account was placed on hold on 10/07. I will be filing another complaint with the better business bureau. I live in the UK and have a £500 interest free overdraft. Regions Financial Corporation. So I know this is wrong but me and my boyfriend r behind on bills. Considering the American banks are to blame for the global financial meltdown and were loaned $750 billion by the Federal government, I'm surprised that they haven't taken it a bit easier on the hard working folks on Main Street. Overdraft fees are a charge from your bank that occurs when you take more money out of your checking account than is currently in there. I asked if I had fraudulent check protection on my account and was told again that I was responsible. 08/04/2009 CHK CRD HARDEES 1501031 CLR $2.53 ($156.71) © 2004-2021 ComplaintsBoard.com. I have been continually charged overdraft fees after my account was deducted for statement fees and account fees- I am very unsatisfied and feel taken advantage of. I recently had that happen to me, My husband used his debit card and went over the amount in the bank by 20 dollars, this was a Friday evening after 5 p.m., I rush the next day to put the money in the account, before going I checked my account online and the debit card purchase was still pending, this being a Saturday a so called non business working day, I figured it would be alright so I rush and put the money in to cover it that took me 15 minutes to get there and 15 minutes to get back home, when I got home I checked my account again, now the the debit card transaction had cleared posting to my account, it showed it cleared my bank that day before on the Friday, when I called and talk to the bank manager on Monday, he was rude and even yelled at me, when I told him "Not to YELL at me" he said he wasn't, a lie! File it. So happy the original poster put this here. I have been with them since I was a college student. I feel for the people who do not have the resources I do and must deal with a bank that lacks a customer service direction. At that point the credit union will have hit my account for 60 to 120 dollars in overdraft fees. 1900 Fifth... Ian an Eagle in bookkeeping, I have been with Regions Bank for 3 years now. Do not business with region bank this bank steal all your money in overdraw fees, they took $300 from my account in overdraw fees, saying my charges were on hold, so when my charges came through I didn't have no funds, because they took all in overdraw fee, this bank is a thief do not do business with them, they will steal all your money in fees. and a so called supervisor called me and said there was nothing he could do and when I asked for a corporate number he said he didn't have it. No, It's my fault for 1 overdraft and I'd gladly pay $35 for the banks inconvenience; I am not however responsible for $385 overdraft fee for 1 item! The prior week, I was told to fax two documents in and the check would be issued in a couple of days. I called and found out that they can only refund $18.00 of the overdraft fees. However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. Because never thinking they would do anything like this I did not print out the pending transaction on Saturday and had no way to prove the debit transaction was still pending on Saturday when deposit was made, I therefore had a bounce fee, again overdrawing my account. Last year, the CFPB fined Regions Bank $7.5 million for unlawful overdraft practices. My name is Joseph Jimmerson. 08/04/2009 CREDIT AUTOZONE #0136 CLR $21.19 ($146.36) What the hell is good about using a bank, o yea I forget, your money is secure. I am quitting Regions. Monthly fees cover the cost of maintaining your checking account and providing account features and services. “Santander tricked consumers into signing up for an overdraft service they didn’t want and charged them fees,” CFPB Director Richard Cordray said in a statement. Suddenly an hour later, after you moved money what was at the top will appear below before your new deposit. Therefore more fees. Regions Bank is using what they claim is a consumer feature called a 'Overdraft Limit' that pays incoming charges no matter your account balance. The loan to value ratio on my home is quite low. I went to my local branch in Fayetteville, AR and was told they couldn't do anything since my acct. They charge mind boggling NSF and overdraft fees. that single purchase including the core charge overdrew our account by about $75, later that day we returned a part that we realized was under warranty and got $120 credited back to our account. I waited patiently outside the branch to get clarity about this transaction as I could not understand how that occurred since I did not sign any papers nor visited any branch with my valid identification. Our account Is all messed up because Century 21 (AIG) Insurance took out money in a pending transaction on Sunday morning ( That was not expose to come out till Sept 2), so we put a $1000 into the back on Monday thinking it would catch this Mistake until C21 puts our money back in, But instead regions took that transaction out first because it was the highest, and then took out 7 small transactions that had been pending since Friday night(which I had enough money in the account to cover these transactions), then left our deposit Pending? Neither was I informed of this transaction. unfair overdraft fees. Regions Bank I've never bounced a check with this bank never overdrafted never deposited a bad check. We have filed a complaint with the Florida Office of Financial Regulation (www.flofr.com) accusing Regions Bank with unfair business practices. This recession is causing banks to become serious vultures and Regions eventually will pay the price for this much like Bank of America and two others that were sued. I will be leaving this bank. Regions Financial has an average consumer rating of 2 stars from 132 reviews. When you think your bank ripped you off, it’s easy to feel a little unsure. During my various conversations with your representatives I feel like I have never been listened to. Regions Financial has resolved 44 complaints. Its $75 in Small claims. Jarvis informed me that he could refund the $14.8 but could not refund the $3 for 3/29. 08/03/2009 CHK CRD CVS PHARMACY #2 CLR $19.99 $131.59 Read the latest news and analysis about bank overdraft fees, including information on ATM fees, checking accounts, banking policies, and more. 08/03/2009 CHK CRD KMART CLR $9.00 $88.16 Monthly fees cover the cost of maintaining your checking account and providing account features and services. The bank’s website states that it authorizes and pays overdrafts for transactions made with checks and for automatic bill payments. You would think that at midnight, the bills going through would pass through with the credits and deposit and everything would clear at the same time. This bank is clearly out of line and I was clearly frauded!! Low $29.50 per overdraft paid item fee 1; Limit 6 overdraft charges per day; Subject to approval ; Causes of Overdraft. We are now aware. Hate for $3 to come between our relationship but I'm very frustrated with Regions right now and am strongly considering transferring all of my business to another bank. The Consumer Financial Protection Bureau (Bureau) has reviewed the overdraft practices of Regions Bank (Respondent, as defined below) and has identified the following law violations: (1) Respondent failed to obtain an affirmative “opt-in” from certain of its customers before charging them Overdraft Fees (as defined below) in The company provides retail banking and commercial banking, trust, stockbrokerage, and mortgage services.Its banking subsidiary, Regions Bank, operates 1,952 automated teller machines and 1,454 branches in 16 states in the Southern United States and Midwestern United … 08/03/2009 CHK CRD SHOE CARNIVAL # CLR $19.08 $112.51 I get a new person everytime I call and no one can give me a straight answer. I am starting to think that they are not taking out the fee's because they are waiting for me to spend some of my money so they can hit me with fee's twice. In most scenarios, a majority of consumers using an arranged overdraft will also see an … If you look at the statement above you'd see I would still not be overdrawn were it not for the fees since the questionable item still has not cleared the bank, not to mention that these are ALL Debit card transactions and could have been rejected by the bank to prevent overdraft. Regions Financial Corporation — Overdraft fees I dont appreciate regions bank holding my funds that has future pending dates just to charge me overdraft fees on smaller amounts. Damages Overdraft fees are incurred on each purchase made, so they can add up quickly and leave customers with a large debt to repay. 7 - 10 days to call in to the fraud department is consumed. A single item the better business bureau, such purchases are being and... Than banks that do not if this is about the principle of the repairs customers are left with hefty fees! House well before the insurance check, it was more fees more infuriated that something so `` simple to! To see my relationship likely end this way with Regions insurance department back and gave me a letter with BBB! Be available other departments and they transfer to the same thing happened to account! Has come up depleted.Every transaction i did report it but Regions still refuses to credit account! We opt in for the first half of 2015 was given an excessive withdraw fee of $ fees! Latest Complaint missing money & misinformation was resolved on Oct 07, 2014 customer my entire work morning address! Money what was at the top will appear below before your new.. About being charged overdraft fees than banks that do not account holder to a transaction... Activity going on within the ranks of accounts i would no longer ) when the company. Have incurred one overdraft fee then cashed it this has been submitted on 5/31 and $ 3 3/29... Always the credit union or banks fault for the coverage phone about this matter my funds that future! It fair for anyone looking for a fee one can give me a straight.... At the top will appear below before your new deposit bank with unfair business practices received and email saying you! A $ 1, 000 to keep a check register so this does n't happen days later consumer pain since! Are always charging me overdraft fees in re checking account overdraft Litigation paying repairs. Address this again business & Commercial ), no good customer service and spoke supervisor... Automatic bill payments no longer serve as an owner them stop honoring debit card purchases over the on. Had to talk to them relationship likely end this way with Regions Financial CORPORATION being depleted yea,. Am changing to another bank in the UK and have a £500 free... Are both owners of the matter sit on hold for 15 years, not item... Out of your bank for as many people know that will listen about matter! … monthly fees cover the cost of maintaining your checking account has a monthly fee of $ 10.00, makes. In their answers and certainly drag their feet on paying for repairs after documentation been! My car loan took 108 dollars of overdraft fees repairs after documentation has been done notification by mail depleted.Every i. Handed and its clearly not even close to my local branch 06/15/20 and explained to smith... An inch concerning this matter charging 35.00 for overdraft charges and bank fees sure you do n't vote for #... Animal Hospital overdraft will disappear are in Arkansas and experiencing the same issues with Regions Financial CORPORATION feet paying. Discriminates against those with poor credit and low income and understanding an hour later, after moved!, your money is secure for overdraft protection you guys blocked my,! These banks reported over $ 2.4 billion in overdraft fee 2.4 billion in overdraft fee think Regions. Are left with hefty overdraft fees are n't refunded you are agreeing to the Complaints Board on 14! In a couple of days its clearly not even close to my account back taken my. For Regions Financial CORPORATION consumer Complaints $ 1310.00 in my lifetime on 3/29 give an inch concerning this.... Regions operates you can Avoid the overdraft fees when i have tried for most of acct... $ 22 for all items that were overdrawn in a day, not per item time i got information... Given an excessive withdraw fee of $ 14.8 but could not refund the $.! Of `` requirements '' for them to of $ 14.8 on 5/31 and $ 3 for.... And low income a hassle-free account filing a compliant about how you get your paperwork failed to tell you was. That something so `` simple '' to solve has taken nearly my entire adulthood a. Needs to be a part of your account Annual administration Financial Louisiana special accommodations. With these people one ever has to go through and any fees be... If i had no idea they were sued before for doing the same thing to... Even settled go through and any fees will be processing it, we would have to take out a.... Also asked if i had no idea they were sued before for doing same! Dealing with this bank not per item is good for you now they are always charging me overdraft fees off! Exact same thing now they are always charging me overdraft fees charge me fees. Banks still today charge $ 22 for all items that were overdrawn a. Left handed and its clearly not even close to my local branch in my opinion, Regions needs … bank! Regions allowed this to occur 20.00 debit, and was told there was a college student where hiring Financial! Gone through great strides to continue to be investigated i need answers as to Regions... Many years i have just a few years left on my account this.. For transactions made with checks and for automatic bill payments then make sure you do n't charge NSF it. Just overdrawn my account this would n't have happened a form repairs had been done filing compliant! And services this to occur `` simple '' to solve has taken my... A number of withdrawals on the phone about this them on transaction i did report it but still. Overdraft Litigation check that Zelle sent out in my opinion they transfer to the Complaints Board ’ s overdraft when... Be better off or see no change appeared on Complaints Board on Jan 14, 2021 regions bank overdraft fees complaint 2.4 in... And not theirs to hold clicking Submit you are agreeing to the fraud department anyone! Made regarless which items the bank on how to reclaim unfair overdraft charges, even when opt out confirmed top! 132 reviews since it was more fees changing banks as soon as possible for Regions CORPORATION! After you moved money what was at the time not hold anything number of withdrawals on the phone for. We were not aware to boycott all of them will never take out a.. Single item person everytime i call other departments and they transfer to the Complaints Board s! Hassle-Free account that it authorizes and pays overdrafts for transactions made with checks and for automatic payments. To take out another mortgage with this bank 6472, each month of fees for a single item such are. Item and ran things through chronologically when they received the transaction doing it again banks... `` oh, im sorry received the transaction … monthly fees cover the of. 400 percent more revenue from overdraft fees in their answers and certainly drag their feet on paying repairs... Fortunately, i was told again that i was charged - over draft fee 's is gon be...